Prescription Benefits At-A-Glance Nippon Life Benefits HDHP Plan

RETAIL PROGRAM

MAIL SERVICE PROGRAM

When to Use Your Benefit:

For immediate medicine needs or short-term medicines

For maintenance or long-term medicines

Where:

You can use your prescription benefit at more than 60,000 Caremark participating retail pharmacies nationwide, including over 20,000 independent community pharmacies. To locate a Caremark participating retail pharmacy in your area, go to www.caremark.com and use the “Find a Local Pharmacy” search or call Caremark Customer Care toll-free at 1-877-683-6838.

Simply mail your original prescription along with the mail service order form to Caremark. Your medicines will be sent directly to your home.

Cost to You:

100% less any applicable discount

100% less any applicable discount

Web Services:

Register at www.caremark.com to access tools that can help you save money and manager your prescription benefit. To register, have your benefit ID Card handy.

Caremark Customer Care:

Call toll-free 1-877-683-6838 or visit www.caremark.com